Telephone: 201.986.1427
Fax: 201.986.1167
885 Park Ave., River Edge, NJ 07661
Insurance Buyer's FAQ
Testimonials
Glossary of Terms

A copy of your current Carrier Bill of Health Insurance
what is this?
For Property
& Casualty coverage, FAX a copy of your Declaration Page or your bill.
Fax us your current coverage information and we will build a complete summary spreadsheet for you, showing options and competitive pricing.
To offer clients personalized Insurance services by reviewing and recommending cost-effective insurance benefits.
Acting as your personal Insurance Advocate we work directly with you on a face-to-face basis to understand your needs. We educate you and your employees about available insurance options that best meet your individual needs.
I have 25 years experience offering insurance products to large and small businesses in the New Jersey / New York region. As a native and a business owner in the New Jersey/New York area, I am familiar with the ever-changing needs of small and medium sized businesses.
I insure all different type of businesses and individuals. We provide insurance coverage for family-owned business, manufacturing, non-profit, public entity, housing authority, professional services, law firms, accounting firms, medical practice, engineering, shipping, staffing, billing agencies, individuals and families.
Contact us for a free, personalized consultation!
I offer business and personal insurance planning services, helping you to select from the top insurance carriers available. Every individual and business faces unique challenges.
Because your needs are unique, we provide personal service to help you to understand your options and select the right carrier and insurance instrument.
Continued care and service ensures that your insurance keeps pace with your growth and changing needs.
Located in River Edge New Jersey, James D. Miller Insurance Services works with clients in the following areas: Bergen County, Passaic County, Rockland County, Orange County, Sussex County, Morris County , Essex County and Hudson County.
Novadigm was a fast growing business. Starting with a handful of employees, we soon were over 300. With the growth of the business came a need for more comprehensive health insurance. We were large enough to require sophisticated insurance services, yet small enough not to justify our own insurance professional on staff. Jim brought us expertise, years of experience and industry contacts that gave us the advantages of a larger company without the expense. Jim analyzed our group insurance needs, benchmarked the industry for best practices and presented several cost-effective alternatives that satisfied the needs of our employees as well as the requirements of the business. In addition, Jim was always able and ready to meet any insurance situation we threw at him. An example was an employee on a cruise off the coast of Mexico with his family. His wife, who was pregnant, became seriously ill and the employee called the office for assistance. Jim, moving quickly arranged for the wife to be evacuated to the U.S. and receive urgent medical attention. Jim is the consummate professional, I highly recommend him.
– Wallace D. Ruiz
Sr. Vice President & Chief Financial Officer
Jim was great. He called me back in a timely manner and quoted me on life insurance. His rate saved me a considerable amount each month, and he also asked me about my house and car. I didn't even realize he could do all that. By the time I was done he took care of my life insurance, my car insurance, and my homeowners policy. I am extremely pleased with the level of professionalism that he maintained, and I saved close to $1,000 dollars over what I was paying before I talked to Jim. I will recommend you to everyone, Jim.
– Bruce C. Hirschfeld
President, Montvale Mortgage, LLC
Licensed Mortgage Broker – New Jersey Department of Banking
Visit our website: montvalemortgage.com